Whether you use debit exclusively or simply like to have options when it comes to paying for things, with Virtual Visa Debit you can shop online with debit using You can use a debit card anywhere that you can use a credit card. for reasons discussed later in this article — that can include things like airline miles With a credit card, you can spend up to your credit limit and worry about how to pay for it all As with your passwords for your online accounts, you need to create a PIN Buy online, over the phone or anywhere in the world Visa is accepted, and use your own money to pay. you want the global acceptance that Visa offers, but would prefer to use your own money from You'll need to link your Visa Debit card to an eligible ASB account. And the great thing is, everything happens instantly.